Open for CommentNCUA· National Credit Union AdministrationProposed Rule

Chartering and Field of Membership for Federal Credit Unions—Interpretive Rulings and Policy Statements

Introduced February 11, 2026Comment period ends April 14, 2026View on regulations.gov ↗
💬 Closes in 26 daysDeadline: Apr 14, 2026

What This Means

This proposal updates how the National Credit Union Administration decides whether to approve new federal credit unions and determines who can join existing ones. The changes affect people who want to start credit unions or join them, as well as current credit union members and the credit unions themselves. This matters because credit unions are financial institutions that offer banking services like savings accounts and loans, so these new rules could make it easier or harder for different groups of people to access credit union membership and services.

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Details

TypeFederal Regulation
AgencyNCUA · National Credit Union Administration
Regulations.gov IDNCUA-2026-0265-0001
IntroducedFebruary 11, 2026
Comment DeadlineApril 14, 2026

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